I once made the mistake of thinking that "the money" would always be there.  My husband had been working for the same company for 12 years and everything seemed to be consistently provided.  Then the hardships of 2008 came along.&...

Our youngest is 11.  She cried today because she doesn't want to grow up.  God knows I would be more than willing to keep her around longer than we're allowed!  I tried to encourage her with all the great things she has to look forward...